Couple in car

Vehicle Loans

Whether you want a new or used vehicle, you may finance it through us. Preview our loan rates, complete an online application today, and drive in your new car tomorrow.

Calculate your estimated monthly payments or determine how much you can afford to spend on a car using our car loan payment calculator.

Are you looking to buy a car or truck but want to do some research first? We have assembled a whole host of services to help you get the most for your money, with as little hassle as possible. Just visit our Auto Advisors information page to get started.

Questions? Give us a call 305.883.8090.

Vehicle Loan Rates

Approximate Term



Up to 36 months

As low as 4.49%

Borrow up to $100,000

Up to 48 months

As low as 4.75%

Borrow up to $100,000

Up to 60 months

As low as 5.25%

Borrow up to $100,000

Up to 66 months

As low as 5.40%

Borrow up to $100,000

Up to 72 months

As low as 5.50%

Borrow up to $100,000

Up to 78 months

As low as 5.99%

Borrow up to $100,000

Up to 84 months

As low as 6.49%

Borrow up to $100,000

*APR = Annual Percentage Rate
Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness.
Other loan types available - Contact us for more information

Accurate as of October 1, 2023

Vehicle Loan Calculator

Please note that these calculators are provided for informational and planning purposes only. They do not constitute an offer to extend credit. Actual results may vary.

Woman calling for assistance after an accident

Guaranteed Asset Protection (GAP)

GAP covers the deficiency balance on your loan in the event of a total loss of your vehicle.

Man working on car engine

Vehicle Service Contracts

Purchase your MemberCare vehicle service contract from YOUR Credit Union and you could save up to 50% over dealer extended warranties.


305-883-8092 (Fax)

Monday    8:30am – 4pm
Tuesday   8:30am – 4pm
Wednesday 8:30am – 4pm
Thursday  Noon - 5pm
Friday    8:30am – 4pm