Youth Accounts
Educating your child or teenager about the benefits of saving money is easier with our Youth Accounts. Parents or legal guardians can help children to get started on building their financial future.

 Infant and Child Savings Account 
- $5 minimum opening balance
 - No minimum daily balance required
 - Any age of Infant/Child up to 17 yr old
 - Can earn up to 1.50% dividend quarterly**
 - Just need birth certificate
 - Parent or legal guardian sign as joint owner
 - Converts to regular Savings Account when child turns 18 yr old
 

 Youth Checking Account
- $25 minimum opening balance
 - No minimum daily balance required
 - Available to youths/minors 13-17 yrs old
 - Debit Cards provided (with maximum of $200 withdrawal per day)
 - Parent or legal guardian sign as joint owner
 - Converts to regular Checking Account when turns 18 yr old
 
**Based on Tiers-- up to $2000 earns dividend of 1.50%
Any amount over $2000 to $25,000 earns dividend of 0.15% 
Any amount over $25,000 earns dividend of 0.3%
All paid quarterly (accrues monthly, based on average balance each Month)

